Banking and finance
Attention to detail in business is vital. Our banking and finance lawyers work to the highest possible standards, giving you total peace of mind.
Our team of finance lawyers is practical, proactive and knowledgeable and provide a specialist service for banks, lenders and businesses. With one of the largest teams of finance lawyers in the South we provide scale, resource and expertise to advise on large transactions in short time frames.
We advise on a wide range of finance options, including debt financing, equity fundraising and crowdfunding.
Transactions of all types and sizes
From a major property investor looking for real estate finance, a large corporate needing working capital or a SME requiring a loan, we can help.
We are on the panel for a number of banks and lenders and are members of the Loan Market Association (LMA). Understanding the commercial practicalities of raising finance and the parameters within which lenders are willing to lend and investors are willing to invest, allows us to provide well-informed, practical advice.
Capital markets transactions
Our capital markets lawyers have an extensive knowledge and understanding of the regulatory and business requirements facing companies listed on the AIM market and NEX Exchange. With experience in acting on both equity and debt matters, we work alongside companies to advise them on their initial listing as well as secondary fundraising, regulatory compliance, for example the Market Abuse Regulation, and de-listing.
As well as advising public companies, we act for the nominated advisors and corporate advisors to AIM and NEX Exchange quoted companies. With the capability of offering a full range of services, we apply our skills and resources to deliver our clients a highly tailored legal service, providing commercial solutions to their needs.
Looking to raise working capital or to refinance existing debt? We advise borrowers and lenders on structuring the deal, drafting and advising on the facility, security documentation and any inter-creditor arrangements.
We advise lenders and corporate borrowers on factoring, invoice discounting, receivables finance and other asset based lending arrangements.
Our team advises lenders and borrowers on all aspects of real estate finance. The is includes property investment deals, development facilities and bridging finance. We work closely with specialists across the firm on development, construction, planning and tax matters.
We help lenders navigate the complex regulatory issues which apply when providing finance to consumers and small business. Ensuring you have the correct documentation and processes in place.
We advise borrowers in relation to alternative finance options and debt restructuring, including crowd-funding.
Acted for one of the UK’s largest independent pharmacy operators on its £70 million multi-bank refinance providing the group with an acquisition facility.
Acted as UK counsel for Perry Ellis in relation to its $400 million refinance with Capital One and its $180 million refinance with Sound Point.
Acted for TBH (a property development and investment company) on its £44 million refinance of existing facilities and new credit facility
Advising The Conduit, the social impact club, on its equity fund raising and other corporate and legal needs, including a number of rounds of equity raises.
Acted for Holiday Extras Investments Limited on the refinance of its existing term and revolving facilities and a new CLBILS facility.
Advising a commercial bank on a wide range of secured lending instructions across a number of different sectors including a £14 million term loan facility.
Led the team supporting John Lyon School on the acquisition of Quainton Hall which became part of John Lyon to form a unified school for 800+ children.
Regularly advising on nursery sales including the sale of Footsteps Day Nurseries Holdings Limited and its subsidiaries to Family First Nursery Group.
Acted for the UK’s leading winemaker Chapel Down on its new finance facility with PNC Business Credit to support the next phase of the company’s evolution.
Acting for a number of purchasers of nursery businesses in the UK, including Alpesh and Sangeeta Patel on their two recent nursery acquisitions.
Acted for the sellers of local Kent software development company KB Tech Limited on its disposal to European Energy Exchange AG, a leading energy exchange.
Advised French corporate ADDEV Materials, which employs 500 people and has a €110m turnover, on its strategic purchase of Graytone Limited.
The individuals within the practice are easy to work with, yet thorough and rigorous in their approach.
Legal 500 2022
Victoria is insightful, genuine and covers a wide range of issues for us. She will refer work to her colleagues whenever the need arises and will turn around work quickly and efficiently if the situation demands.
Legal 500 2022
Victoria Symons is a very pragmatic down to earth lawyer who is our main touchpoint at Cripps. She is responsive and almost always immediately understands what we are looking for.
Legal 500 2022
Ability to deliver a high-quality service, on timetable for a reasonable value fee. Good level of experience and consistent use of team providing a consistent high-service level.
Legal 500 2022