Knowledge

Personal Data, the NHS and Snapchat
30 September, 2017

Doctors have been in the news because an NHS report that found they are using social media platform Snapchat to send patient scans to each other. Harry Partridge, an associate at law firm Cripps considers the implications.   Not only is Snapchat unlikely to be an NHS-approved method of communication, but this also highlights broader […]

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Selling charity land – a cautionary tale
26 September, 2017

On 30 March 2017, the Charity Commission published its inquiry report into The Spiritualist Association of Great Britain’s (SAGB) disposal of charity property. They concluded that trustees’ failure to comply with their statutory and more general charity law duties when disposing of their leasehold property amounted to serious mismanagement of the charity and its assets. […]

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Acting as a financial attorney– your questions answered
26 September, 2017

The law allows us to appoint one or more people (known as attorneys) to make financial decisions for us should we lose the capacity to make those decisions for ourselves. Here, Stephen Horscroft, a solicitor at Cripps, outlines some of the common questions he gets asked by attorneys. During Dementia Awareness Week last month, there […]

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What are lifetime gifts and how do they work?
26 September, 2017

It’s common knowledge that if you gift money, assets or valuables seven years before you die, you are free of inheritance tax.   There is no limit to how much you can gift. If you give away more than £3000 in a tax year (the previous year’s unused allowance can also be used) and you […]

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Pension scams – the key things to look out for
26 September, 2017

Pradeep Oliver, a financial services negligence specialist at law firm Cripps, looks at the upsurge in pension fraud following the introduction of the pension freedom reforms. The pension freedom reforms announced by George Osbourne in 2014, were welcomed by most people with personal pensions. Individuals over 55 were allowed the flexibility of being able to […]

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Defined benefit pension schemes – don’t get caught out!
26 September, 2017

Pradeep Oliver, a leading financial services negligence specialist at law firm Cripps, examines the new scandal surrounding defined benefit pension schemes and what you can do to safeguard your position.   Some of you may recall the pension mis-selling scandal that occurred in the late 1980s and early 1990s when commission-hungry salesmen wrongly advised as […]

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Dividing your assets
26 September, 2017

One of the most challenging aspects of reaching a financial settlement in a divorce is dividing up possessions that have been acquired during the marriage. Often these include items which have high sentimental, emotional or monetary value, and it can be difficult to decide who should keep what. Claire Tollefson explains the issues.   Once […]

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Step-parents’ rights on divorce
26 September, 2017

More than ten per cent of households with dependent children in the UK are step families, which represents a significant proportion of the population. However many step-parents are unaware what rights and responsibilities they have, if any, in relation to the children of their spouse, particularly should the relationship break down. Here lawyer Claire Tollefson […]

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Trustee shareholders: understanding the issues
22 September, 2017

Family trusts have long been used as a tax efficient method of holding, maintaining and dissipating family assets. Traditionally, trusts held on to assets in the long term, often over several generations. The effect on this consistency and control is evident if you wander the streets of Mayfair today, where ownership under trust has enabled […]

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What is The Consumer Code for Home Builders, and why is it important for private individuals?
7 September, 2017

Are you thinking of purchasing a newly-built home? Then you must familiarise yourself with The Consumer Code for Home Builders (the Code). The Code is an industry-pioneered scheme that ensures the purchasers of new homes are treated fairly and transparently, and ultimately make their purchase decisions fully informed at every stage of the transaction. These […]

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Divorce: second bite of the cherry
6 September, 2017

Many people think that once a divorce has been finalised, and a couple have agreed how to divide their assets, then that is the end of their responsibility to each other and that their former partner cannot make further financial claims.  In fact, that is not necessarily the case. Benjamin Carter, specialist family lawyer from […]

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What the Residence Nil Rate Band means for you
6 September, 2017

From 6 April 2017 a new Residence Nil Rate Band (RNRB) is available meaning that the first £100,000 of a residence’s value (rising by £25,000 every year to £175,000 by 2020) is exempt from inheritance tax if the property passes to a qualifying beneficiary.     Qualifying beneficiaries include children and grandchildren as well as […]

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What is ‘inside information’?
5 September, 2017
by: Cripps

A summary note on the legal and regulatory rules surrounding inside information and what procedures a business needs to follow in order to ensure that disclosure of such information is deemed to be lawful disclosure. The note explores key commercial issues including how to prevent unlawful disclosure of information and insider dealing as well as […]

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Hopkins Homes…the Consequences
4 September, 2017

Earlier this year, the Supreme Court issued its interpretation of the National Planning Policy Framework (the “NPPF”) in the conjoined cases of Suffolk Coastal District Council v Hopkins Homes Ltd and Richborough Estates Partnership LLP v Cheshire East Borough Council [2017] UKSC 37. The Court decided that “relevant policies for the supply of housing”, as […]

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